PORTFOLIO DIVERSIFICATION ~ Unlike many other assets, gold and silver are not just a promise of money, they are real money. They are the only asset class that is not someone else's liability. In over 3000 years gold and silver have never gone out of business, never needed a bailout, haven't declared bankruptcy and they aren't subject to questionable corporate accounting practices. Many investment experts believe that adding precious metals to your portfolio may improve its performance and may help to reduce portfolio volatility.